ATTENTION: Home owners with mortgage problems... I'm afraid I've got some

"People Are Losing Their Homes-
Foreclosure Filings Are Up
81% From 2007 and
225% From 2006"

Source: USA Today

Dear Friend,

These are tough economic times. More home owners are strugling to make their mortgage payments today than at any other time in our history.

In fact, USA Today recently reported that foreclosure filings surpassed 3 million in 2008 - that's 81% more compared to 2007 and 225% more than 2006 levels.
 
If you're reading this, I know you're worried that you might be next.

But you don't have to be. You can take control of your finances and your mortgage. It's time to stop 
  • Avoiding phone calls from bill collectors...
  • Borrowing from friends and family just to keep the lights on...
  • Laying awake at night wondering how you'll afford to send your kids to college...
  • Working a second job just to make ends meet...
Those are just bandaids. You need real answers.

"Am I Next?"

I hear you.

Your home is your sanctuary. You've made it your own; your kids were raised there; every corner of every room holds a memory. 

Now financial insecurity threatens to take your home, your children's home, your memories, the very center of your family's life.

Is there any hope?

How To End To Your Mortgage Woes

I've been there. I used what I knew as an investment consultant to straighten up my personal finances and save money on my home mortgage.

Now I enjoy financial freedom - freedom from money worries, freedom from debt, and freedom from want.

I am sharing these simple techniques with you. I used these exact techniques to reduce my own mortgage payments.

Don't worry; you don't have to be an investment consultant to do what I did. These techniques are so simple - if you can read and write, then you can do this too!

But before we go any further, let's go over some mortgage facts.

Quick Facts About Mortgages You Need to Know:

1. Interest is everything.

Even a single percentage point reduction in your interest rate can result in an annual savings of more than $1,000 on a $200,000 mortgage.
                                                 
2. Your children can go to law school on the money you can save by choosing a 15 year mortgage.

A 30-year mortgage on that $200,000 home will cost you $150,000 more in interest than a 15-year mortgage.

3. Mortgage brokers are in business to make money.

And they make money by charging you interest. Don't settle for the first offer you receive.

4. Clean up your credit reports before applying for a home refinance.

Simply making your current mortgage payments on time for a few months will greatly improve your chances of getting a good interest rate on a refinance.

5. Potential debt can be as harmful as actual debt.

Close credit cards you don't use. Mortgage brokers see available credit as the potential for you to become overextended.

Do you buy lotto tickets? If you're looking for money to fall from the sky and make your financial situation instantly better - you'll be disappointed. It just doesn't work that way! 

But if you're willing to make some changes in your life, to do what it takes to make your checkbook healthy and keep your house, then read on!

You CAN Keep Your Home -
At A Price You Can Afford!

When you bought your home, chances are you had big plans for it. We all do! We redecorate, we plant a garden, we dream about adding a sunporch or a swimming pool... someday.

Those aren't just frivolous fantasies, either. It's human nature to want the safety and security that owning your own home brings - not to mention expressing your unique personality through your home.

Then fate or the economy or just plain bad luck steps in, and suddenly your dream home is a financial disaster.

You deserve peace of mind and financial freedom. You deserve the security of a comfortable place to live at a price you can afford.

And you can have that peace of mind if you're willing to use the tools I'm going to share with you in this 3-month course.

Discover How To Reduce Your Mortgage Payments
In The First Week!

I can't give you the winning numbers in lotto, but I do have a solution for you.

It's called "Financial Planning for Home Owners eCourse," a 3-month ecourse with accompanying audio eBooks to help get your financial life back on track... even if you're already facing foreclosure. 

I know you wish you could snap your fingers and solve all your money problems. But the truth is, change doesn't happen overnight. Just as your finances didn't fall apart overnight.

Plus, the more you try to do all at once, the more you're likely to fail.

So check out the "Financial Planning for Home Owners eCourse" because the sooner you begin, the sooner you can get your mortgage and your financial life back under control. 

Here's a sampling of what you'll discover in this program:

  • the truth about how refinancing a mortgage works (stop groping and guessing)

  • the steps you need to know to successfully refinance your home (without this, you're at the mercy of the mortgage broker)

  • how you can save hundreds of thousands of dollars over the lifetime of your mortgage (just imagine what you could do if that money were working for you instead of against you!)

  • when is the best time to refinance (failing to plan your refinancing strategy could result in lost savings)

  • calculating the cost of a refinance (and how to pay for it)
  • why interest rate is not the only thing to consider (and how you can reduce an unfavorable rate)
  • ways to save on your mortage without refinancing (it can be done!)
  • and so much more!

All you need are a few minutes every week to go through the course. In addition to the weekly tips, you also receive a monthly ebook in both printable and audio format. You can print it out, read it at your leisure, and even make notes on the margins.

Or, if you're more of an auditory learner, then upload the audio into your iPod and listen while you're driving to work, or out for a walk.

Because the entire course is spread over 3 months, you won't get overwhelmed. If you can implement even just one new thing every week, then you'll see improvements in your financial future - guaranteed!

But Wait - Before We Continue

Since you've read this far, I know you want solutions right now.

To help you decide if this course is right for you, I've put together a free report, "Top 5 Reasons to Consider Home Refinancing."

It's a quick read, but it will help you answer these important questions:

- How does refinancing work? 

- What does "compound interest" mean to me?

- Can refinancing help me achieve my family's financial goals?

... and more!

Where should I send your free report? Please type your name and Email address in the form below, then click "Free Instant Access".

Your name:

Email address:

I hate spam, too, so let me assure you that I will never rent, sell or give away your contact information.

Your Financial Freedom Is Within Reach!

Listen, things may seem hopeless right now. But let me assure you that it isn't. 

Don't let yourself become overwhelmed and frustrated. Let me explain refinancing a home in easy to understand bites that you can take action on right away.

Just imagine if you could reduce your mortgage payments.

What would that mean for your family?

Answering the phone without fear of debt collectors?
Never having to borrow money from family and friends?
Knowing you have the money to make your next house payment?
Finally being able to put some money aside for retirement?
Saving for your children's education?
Maybe even taking a family vacation?

You're about to discover the secrets of reducing your mortgage payments and improving your financial situation. 

How Much Is Your Peace of Mind Worth?

This is not a trick question. You and I both know we couldn't put a price on your financial security. 

I know you don't have a bunch of money to spare, otherwise you wouldn't be here! That's why I'm offering this 3-month course at a fraction of what it's worth.

Your Peace of Mind = Priceless!

"Financial Planning for Home Owners eCourse" = $97 $27
per month for 3 months

That's just $27 a month for 3 months - less than you're probably spending on Starbucks every month!

So I'm sure that money is not the real issue here. The real question is:

Are you ready to start taking steps to save your home?

YES Darlyn, I want in! Please enroll me in the the "Financial Planning for Home Owners eCourse" for just $97 $27 a month for 3 months.

I want to use your weekly lessons, PDF, and audio books to:

  • Reduce my monthly mortgage payment...
  • Learn the ins and outs of refinancing...
  • Save for my family's future...
  • Avoid foreclosure!

Get your credit card and click the orange "Add To Cart" button below to begin your subscription to "The Home Refinancing Audio Course"...

Pay Only $97 $27 now 

 Add to Cart: Financial Planning for Home Owners eCourse ($27)

 You pay only $27 now. Then you'll be billed $27 a month for the next two months.  

I am so sure you will find "The Financial Planning for Home Owners eCourse" to be exactly what you need to help you save money on your mortgage, that I am offering a no questions asked, 100% money back guarantee.

If you don't absolutely LOVE this program, you don't pay for it. Simple as that.

I'll even give you a full 60 days to decide. If at any time in the first 60 days you decide this course is not for you, just let me know, and I will refund every penny you've paid. Absolutely guaranteed. 

To your financial prosperity!

Darlyn Burkle
Creator, The Financial Planning for Home Owners eCourse
I-Choose-Us.com

P.S. Even if you're at the end of your rope and facing foreclosure - don't despair! "The Financial Planning for Home Owners eCourse" may be just what you need.

Join The "The Financial Planning for Home Owners eCourse" Now

P.P.S. You have nothing to lose. Give the course a test-run for 60 days. Then if you're not happy, just let me know and I'll send your money back - no questions asked!

 Claim Your Spot in The "The Financial Planning for Home Owners eCourse"





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The information presented in this course represents the views of the author as of the date of publication. Because of the rate with which conditions change, the author reserves the rights to alter and update her opinions based on the new conditions. This course is for informational purposes only and the author does not accept any responsibilities for any liabilities resulting from the use of this information. While every attempt has been made to verify the information provided here, the author and her referrals cannot assume any responsibility for errors, inaccuracies or omissions. Any slights of people or organizations are unintentional.